Ingredients:

  • 1 ½ cups (192g) all-purpose flour
  • 1 tsp (5g) baking soda
  • ½ tsp (3g) salt
  • ½ tsp (1g) ground cinnamon
  • ¼ tsp (0.5g) ground nutmeg
  • ½ cup (120ml) vegetable oil
  • ½ cup (100g) packed brown sugar
  • ¼ cup (50g) granulated sugar
  • 2 large eggs
  • ⅓ cup (80g) sour cream or plain Greek yogurt
  • 1 tsp (5ml) vanilla extract
  • 1 ½ cups (approximately 2 medium) peeled, diced apples (Granny Smith or Honeycrisp recommended)
  • 8 oz (227g) cream cheese, softened
  • ¼ cup (50g) granulated sugar
  • 1 large egg
  • ½ tsp (2.5ml) vanilla extract
  • ½ cup (45g) old-fashioned rolled oats
  • ¼ cup (50g) packed brown sugar
  • ¼ cup (30g) all-purpose flour
  • ½ tsp (1g) ground cinnamon
  • 3 tbsp (42g) unsalted butter, cold and cubed

Instructions:

  1. Preheat oven to 350°F (175°C). Grease and line the loaf pan with parchment paper, leaving an overhang for easy removal.
  2. In a medium bowl, whisk together flour, baking soda, salt, cinnamon, and nutmeg.
  3. In a large bowl, beat together oil, brown sugar, granulated sugar, eggs, sour cream, and vanilla until smooth.
  4. Gradually add the dry ingredients to the wet ingredients, mixing until just combined. Be careful not to overmix!
  5. Gently fold the diced apples into the bread batter.
  6. In a separate bowl, beat cream cheese, sugar, egg, and vanilla until smooth and creamy.
  7. In another bowl, combine oats, brown sugar, flour, cinnamon, and cold butter. Cut in the butter using a fork or pastry cutter until the mixture resembles coarse crumbs.
  8. Pour half of the bread batter into the prepared loaf pan. Spread the cheesecake layer evenly over the batter. Top with the remaining bread batter.
  9. Sprinkle the crisp topping evenly over the bread batter.
  10. Bake for 55-65 minutes, or until a toothpick inserted into the center comes out mostly clean (a little cheesecake on the toothpick is okay). If the topping starts to brown too quickly, loosely tent the loaf with foil.
  11. Let cool in the pan for 15 minutes before transferring to a wire rack to cool completely before slicing.